Start with urgency and scope. If you need to launch in 6–10 weeks with unclear requirements, an experienced agency can de-risk discovery, design, and initial build. They bring playbooks, QA, and delivery management on day one. If your roadmap is long and well-defined, in-house hires may pay off after the initial spin-up.
Consider total cost of delay. Agencies cost more per hour but shorten time-to-market; the opportunity cost of a slow hire loop or a mis-hire can dwarf fees. For in-house, account for recruiting, onboarding, management, tooling, and slower early velocity.
IP and expertise. If you’re building core tech (ML models, proprietary infra), lean in-house for long-term advantage. If you need productization, UX polish, and integrations, agencies can accelerate while you validate demand. Hybrid models work: agency for v1, parallel hiring for v2 ownership.
Control and continuity. In-house teams offer deeper context and long-term stewardship. Agencies need structured knowledge transfer: docs, handoff sessions, and shadowing. Negotiate a transition plan up front if you expect to internalize.
Decision checklist: timeline criticality, budget runway, hiring capacity, in-house leadership availability, and risk tolerance. Whichever path you choose, define ownership, success metrics, and a cadence for review so the build doesn’t drift.